Hi, I'm planning to apply for a new contract for the iphone 7 (1999). Understand that there is a cash-out of 24 months which can be spread out over 24 months via select credit cards. My credit card is not included in the list, may I use my spouse's credit card, which is part of the selected list of credit cards, to pay for the cash-out. But would the postpaid contract have to be named after him? Alternatively, may I pay by cash (charge-to-bill) spread into 24 months instead?