1 Reply Latest reply on Mar 13, 2017 7:32 AM by ambrose101

    Credit Information Corp. (CIC)

    rawr0815

      Pa-help naman po. May unpaid balance po ako sa globe postpaid ko last 2015. Tawag ng tawag ang agency for payment but I just declined. Then just today I received a text from globe stating "We'd like to share an important update on RA 9510 or the Credit Information Systems Act (CISA). In compliance with this government mandate, we'll be sending basic credit information about your Globe account/s, including any overdue balance, to the Credit Information Corp. (CIC), a state-run agency, starting February 2017. We at Globe value your awareness on these matters. Learn more at www.creditinfo.gov.ph". If ganito po, ano po ba meaning nito? May validity for how many years po ba if blacklisted? Hindi na po ba ako makaka-credit to any government/private entities? Thanks po in advance.

        • Re: Credit Information Corp. (CIC)
          ambrose101

          rawr0815 - I am not sure if lahat na ng financial institution are member ng commission na to. Dito ilalagay ang basic information mo at mga credit card and loan details mo at yung payment history mo. Hindi ka naman ma blacklisted pero if may mga hindi ka nabayaran makaka apekto un sa credit score/rating mo which is mahihirapan ka maka pag papa approve ng mga loans or credit card application mo kasi sisilipin nila ung records mo. So far wala pa naman ako natatanggap na message sa kanila/globe na they will provide basic details of mine since active postpaid member din nmn ako.

           

          As far as I know wala atang expiration ung details dun.