2 Replies Latest reply on Jul 10, 2017 11:05 AM by janperzone

    IS UNPAID GLOBE BILL BALANCE IN WILL AFFECT YOUR NAME IN GOVERMENT AGENCIES?  OR IN OTHER COMPANIES?

    snowwhite13

      My tito inquired in a 499 Globe Plan. 1 month lang yung nabayaran niya and until now meron pa syang 10 months na di pa nababayaran because of an unexpected financial prob. kaya di na natutukan pa yung pag pay sa phone.  Actually 1month palang after nya nakuha ang phone di niya na ginagamit pa yung SIM nung Globe. He received text and calls sa binigay nyang number at sa email nya na mga nakakatakot na mga reminder nang Globe kasi 7,000+ na pala yung babayaran. BUT MY QUESTIONS IS : 1. WHAT IF DI NYA NABAYARAN YUN? MAAPEKTUHAN BA YUNG NAME NYA SA MGA RELATED NA GOVERMENT AGENCIES?  LIKE SSS,  PHILHEALTH,  ETC. 2. IN OTHER COMPANIES NA LABAS NA S A GLOBE TELE.? MAY RECORD NA BA SYA? 2. IS HIS NAME WILL BE INCLUDED IN NBI?  3. DAHIL SA UNPAID GLOBE BILL BALANCE , MAAPEKTUHAN BA IF MAG LOLOAN SYA SA OTHER LOAN AGENCIES ?  (not in Globe tele comp) Ps: He is a retired Govt' employee,  kaya masydo lang concern at wala syang msydong alam for this.  Thank you

        • Re: IS UNPAID GLOBE BILL BALANCE IN WILL AFFECT YOUR NAME IN GOVERMENT AGENCIES?  OR IN OTHER COMPANIES?
          jrlyam

          base sa mga nababasa ko d po nya maapektuhan ung sa government. blocklisted lang po sa globe. Do you have any updates po ? was there someone visited your house po to collect money from ur uncle ? I have a financial prblem too and within contract pa so we will have the same situation. Can you help me as well?

          • Re: IS UNPAID GLOBE BILL BALANCE IN WILL AFFECT YOUR NAME IN GOVERMENT AGENCIES?  OR IN OTHER COMPANIES?
            janperzone

            Globe ready to provide support for the establishment of a comprehensive credit information system | Newsroom | Globe

             

            Reference: http://newsroom.globe.com.ph/press-release/consumer/2017-01/globe-ready-to-provide-support.html

             

             

            January 20, 2017 | 10:18 AM

            As mandated by the government

             

            Public Company Information:

            PSE: GLO

                

            In compliance with a government mandate, Globe Telecom said it is  ready to provide the Credit Information Corporation (CIC), a state-run  agency, with the credit information of its customers starting February  this year.

             

            “As mandated by law, Globe is ready to comply with the directive to  provide basic credit data. We are confident that establishment of a  credit information system in the country will further enhance  development of the local financial sector that, in turn, will further  boost economic growth,” Globe General Counsel Froilan Castelo said.

             

            Republic Act 9510, also known as the Credit Information System Act  enacted into law in 2008, provides for the creation of the CIC. The  agency is primarily tasked to collect and disseminate relevant credit  information that directly address the need for reliable credit  information concerning the credit standing and track record of  borrowers, thus potentially improving chances of loan approvals and  enabling lenders to make appropriate decisions regarding loan applications.

             

            The law requires banks, quasi-banks, their subsidiaries and  affiliates, life insurance companies, credit card companies, and other  entities that provide credit facilities to submit basic credit data  and updates on a regular basis to the CIC for its mandate to update  the basic credit data of a borrower on a monthly basis. The said data  includes any negative and positive credit information that tends to  update the credit status of borrowers.

             

            The establishment of a comprehensive credit information database is  expected to enhance financial inclusion in the country. For instance,  those with Globe accounts but have no credit record from a bank or any  financial institution can now have credit information, which could be  one of the possible bases for loan approval.

             

            Recently, the scope of CIC’s coverage was expanded to include  telecommunication companies as provided for under CIC Circular  2016-01. “The CIC has determined that telecommunications companies are  within the purview of the law whose data is relevant for determination  of creditworthiness and in making credit decisions,” the circular stated.

             

            With the establishment of a comprehensive credit information  database, financing companies may use the basic credit data from the  pool of credit information gathered and collected by CIC from the  submitting entities to establish the creditworthiness of an individual  or an organization.