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Of course, you can apply for a postpaid line even without a credit card. Make sure you meet the required income requirement.
Please refer to the link provided above for the requirements.
For your perusal, please refer this thread for the income requirement: http://community.globe.com.ph/t5/New-Subscribers/required-income-for-S4-plan/m-p/15088/thread-id/593?device-view=desktop#.UckNJ2Qayc0
Hope this helps.