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The answer there is... IT DEPENDS.
If you are able to maximize your usage by keeping it exactly at your plan allocation then you would save money in the long term... otherwise, it might come out expensive if you use less and more.
The new plans (Best Ever) have corresponding PESO VALUES (PV) and part of that is used every month for your device making it appear that it is subsidized or free. The Nokia 635 (exclusive to Globe and not available outside... it is not the 630) has an initial cash out of Php 2,400. That plus adding a month in advance of your plan (Php 499.00) would have an initial cash out of Php 2,899.00 if you are approved in the plan you are applying for.
I would advice u to check the Price of lumia out there, then compute the 499 X Months + your initial cash out =
let say the price of lumia is 11,000 pesos out there, and if you avail it from globe as a postpaid subscriber it cost 11,976
499 x 24 (months contract) = 11,976 + the cash out if its not free for plan 499.
Good: You can have the phone for paying 499 monthly + the service from globe such as call,text,internet depends on your PV.
Bad: You will have contract with globe that you need to pay 499 monthly for 24 months.
Bottom-line: It's a good deal, you can save ofc if you know how to use your plan.
example: depend on PV you have to avail this combos,
You only have 50 minutes of call for 30 days, (consumable)
300 SMS to all network for 30 days,
1GB internet allocation for 30 days. if you exceed you will get charges on your bill.