For plan 1299, the cash out 800 x 24 mos is for paticipating credit card companies only. I am not sure if it can be charged-to-bill ung 800. You still have to pay one month that is 1299 which will be used at the 24th month of your plan.
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Yup you can avail this! To clarify, cashout will be divided into 24 months. Technically, you will pay Php2,099 per month (1299 for your plan; 800 for your monthly cashout deducted via credit card)