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The 24,000 cash out should be handled by your credit card company for it to be preffered in 24 months.
Just to add some info.
For new line application, cash out can be paid either by cash, one time charged on your credit card or deferred payment - installment for 6 mos to 12 mos via participating credit cards.
Since you mentioned you don't have credit card and it's your first time, sad to say you can't have it on installment.
Cash out being divided and charged to bill is for recontracting only, and lately, it's for the plans with iphones only.
Call the hotline 211 or 027301010 toll free using any globe line. Or visit globe.com.ph for further info.